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983 White Oak Drive

Waterloo, IL 62298
  • $475,000
  • STATUS: Active Under Contract
  • ON SITE: 33 Days
  • ID#: 26049892
Under Contract
UPDATED: 65 min ago
$475,000
  • 3
    BEDS
  • 2.51
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,740
    SQFT
  • $173
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1996
County:

School Information

Elementary School:
Middle School:
High School:
School District:

Description

Welcome to this exceptional 3-bedroom, 3-bathroom home nestled on a stunning 2.51-acre lot graced with beautiful mature shade trees in Waterloo, IL! With 2,740 square feet of thoughtfully designed living space, a gorgeous brick and vinyl exterior, and an incredible array of updates and features, this property is truly something special from the moment you arrive. The charming covered front porch sets the tone for the warmth and character found throughout this remarkable home. The attached 2-car side entry garage provides everyday convenience, while a separate 1-car detached garage offers excellent additional storage space for all your needs. Step inside and be immediately captivated by the breathtaking family room featuring stunning hardwood floors, a classic wood burning fireplace perfect for cozy evenings, and a bay door that opens to the generously sized newly updated composite deck, where scenic views of the beautiful wooded acreage create an absolutely unforgettable backdrop for entertaining and relaxing. The well-appointed kitchen boasts a tile backsplash, ample cabinet storage, and a cheerful breakfast area with all appliances included! The dedicated dining room provides an elegant setting for meals and gatherings, while a convenient main level laundry room and full bathroom add exceptional everyday functionality. Head upstairs to discover the truly sprawling primary bedroom suite which is a luxurious retreat featuring a cathedral ceiling, an enormous walk-in closet, and a spa-like attached bathroom complete with a dual vanity, soaking tub, and separate shower. Two additional well-appointed bedrooms, a second full bathroom, and a versatile loft area — perfect for a home office, reading nook, or additional lounge space — complete the upper level. The finished lower level further expands your living space with a sprawling recreation room and a dedicated exercise room — providing the ultimate space for entertaining, fitness, and everyday enjoyment. And the best part? The bar and shuffleboard can stay with an accepted contract request, making this the ultimate entertainment destination! Recent updates provide exceptional peace of mind and add significant value throughout, including a brand new roof, new composite decking, and approximately 90% new siding, ensuring this home is as solid as it is beautiful. A dual furnace system, all-electric utilities, and all appliances included round out this incredible package. Step outside and experience the magic of 2.51 private acres dotted with beautiful mature shade trees — a serene and picturesque setting unlike anything else. The deck and patio create the perfect outdoor entertaining and relaxation space, completing this truly exceptional property. With its stunning acreage, incredible updates, spacious layout, and fantastic features throughout, 983 White Oak Dr is a rare and wonderful find in Waterloo.

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Listing information © 2026 Mid America Regional Information Systems, Inc. Information from third parties deemed reliable but not verified. Data last update 2026-09-07T16:39:17.753.

Fusion Realty, LLC: 618.781.9170
www.fusionrealtyhomes.com/homes/179747402
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983 White Oak Drive Waterloo, IL 62298

  • Price: $475,000
  • Status: Active Under Contract
  • On Site: 33 Days
  • Updated: 65 min ago
  • ID#: 26049892
3
Beds
3
Baths
0
½ Baths
2.51
Acres
2,740
SQFT
$173
$/SQFT
1996
Built
Neighborhood:
Cedar Lake Estates
County:
Monroe
Elementary School:
Waterloo Dist 5
Middle School:
Waterloo Dist 5
High School:
Waterloo
School District:
Waterloo Dist 5
Property Description
Welcome to this exceptional 3-bedroom, 3-bathroom home nestled on a stunning 2.51-acre lot graced with beautiful mature shade trees in Waterloo, IL! With 2,740 square feet of thoughtfully designed living space, a gorgeous brick and vinyl exterior, and an incredible array of updates and features, this property is truly something special from the moment you arrive. The charming covered front porch sets the tone for the warmth and character found throughout this remarkable home. The attached 2-car side entry garage provides everyday convenience, while a separate 1-car detached garage offers excellent additional storage space for all your needs. Step inside and be immediately captivated by the breathtaking family room featuring stunning hardwood floors, a classic wood burning fireplace perfect for cozy evenings, and a bay door that opens to the generously sized newly updated composite deck, where scenic views of the beautiful wooded acreage create an absolutely unforgettable backdrop for entertaining and relaxing. The well-appointed kitchen boasts a tile backsplash, ample cabinet storage, and a cheerful breakfast area with all appliances included! The dedicated dining room provides an elegant setting for meals and gatherings, while a convenient main level laundry room and full bathroom add exceptional everyday functionality. Head upstairs to discover the truly sprawling primary bedroom suite which is a luxurious retreat featuring a cathedral ceiling, an enormous walk-in closet, and a spa-like attached bathroom complete with a dual vanity, soaking tub, and separate shower. Two additional well-appointed bedrooms, a second full bathroom, and a versatile loft area — perfect for a home office, reading nook, or additional lounge space — complete the upper level. The finished lower level further expands your living space with a sprawling recreation room and a dedicated exercise room — providing the ultimate space for entertaining, fitness, and everyday enjoyment. And the best part? The bar and shuffleboard can stay with an accepted contract request, making this the ultimate entertainment destination! Recent updates provide exceptional peace of mind and add significant value throughout, including a brand new roof, new composite decking, and approximately 90% new siding, ensuring this home is as solid as it is beautiful. A dual furnace system, all-electric utilities, and all appliances included round out this incredible package. Step outside and experience the magic of 2.51 private acres dotted with beautiful mature shade trees — a serene and picturesque setting unlike anything else. The deck and patio create the perfect outdoor entertaining and relaxation space, completing this truly exceptional property. With its stunning acreage, incredible updates, spacious layout, and fantastic features throughout, 983 White Oak Dr is a rare and wonderful find in Waterloo.
Exterior Features

Architectural Style Traditional Attached Garage YN Yes Carport Spaces 0 Carport YN No Construction Materials BrickVinyl Siding Garage YN Yes Lot Features Back YardFew TreesFront Yard Lot Size Dimensions 270x403x275x354 Lot Size Source Public Records Parking Features AttachedDetachedDrivewayGarageGarage Door OpenerGarage Faces Side Parking Total 2 Patio And Porch Features CoveredDeckFront PorchPatio Pool YN No Road Frontage Type City Street Road Surface Type Asphalt Waterfront YN No Window Features Bay Window(s)

Interior Features

Above Grade Finished Area 2140 Above Grade Finished Area Source Other Appliances Electric CooktopDishwasherDisposalDryerMicrowaveBuilt-In Electric OvenFree-Standing RefrigeratorWasherElectric Water Heater Basement Partially Finished Basement YN Yes Below Grade Finished Area 600 Below Grade Finished Area Source Other Cooling Ceiling Fan(s)Central Air Fireplace Features Family RoomWood Burning Fireplace YN Yes Fireplaces Total 1 Heating Forced Air Interior Features Breakfast RoomCathedral Ceiling(s)Ceiling Fan(s)Entrance FoyerSeparate DiningWalk-In Closet(s) Laundry Features Main Level Lower Level Bathrooms Full 0 Lower Level Bathrooms Half 0 Lower Level Bedrooms 0 Main And Upper Level Bathrooms 3 Main And Upper Level Bedrooms 3 Main Level Bathrooms Full 1 Main Level Bathrooms Half 0 Main Level Bedrooms 0 Room Count 15 Rooms Total 10 Upper Level Bathrooms Full 2 Upper Level Bathrooms Half 0 Upper Level Bedrooms 3

Property Features

Association Southwestern Illinois Board of REALTORS Association Amenities None Association Fee 32 Association Fee Frequency Monthly Association Fee Includes Common Area Maintenance Association YN Yes Auction YN No Disclosures Seller Property Disclosure Documents Available Aerial PhotosPlat Efficiency YN No Electric Other Home Warranty YN No Levels Two Listing Terms CashConventionalFHAUSDAVA Loan New Construction YN No Other Structures Garage(s) Ownership Type Private Possession Close Of Escrow Property Attached YN No Property Sub Type Single Family Residence Security Features Smoke Detector(s) Senior Community YN No Sewer Septic Tank Special Listing Conditions Standard Structure Type House Tax Annual Amount 6748 Tax Annual Amount Description Owner Occupied Tax Legal Description LOT 2 CEDAR LAKE ESTATES 1ST RESUB Tax Year 2024 Utilities Electricity ConnectedWater Connected Water Source Public

Listing provided courtesy of Century 21 Advantage: 618-281-7621. Listing information © 2026 Mid America Regional Information Systems, Inc.
Listing information © 2026 Mid America Regional Information Systems, Inc. Information from third parties deemed reliable but not verified. Data last update 2026-09-07T16:39:17.753.

Fusion Realty, LLC: 618.781.9170
 
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